All adult and Junior ISA provider pricing sources were rechecked against official provider pages. The
published platform, dealing and FX schedules remain unchanged in the adult calculator. Moneybox Junior ISA
pricing now applies the Investment Terms' £5,000 combined investing-product subscription waiver, including
the Junior ISA in that product definition. Comparison and scenario pages,
metadata, structured data, methodology dates and research notes were audited against the refreshed model.
AJ Bell now publishes no transfer charge; the stale £25-per-holding figure was removed. Freetrade transfer
wording was restored to the current official position: UK holdings transfer free, US holdings cost £17 each,
and EU holdings must be sold to cash.
: fee data refresh
All modelled provider fee sources were reviewed. Moneybox's 0.15% service fee for its own funds and 0.45%
rate for other investments are now explicit. iWeb has migrated to Scottish Widows Share Dealing, and
Freetrade paid-plan prices now distinguish annual-billing equivalents from monthly
billing. XTB's high-balance custody charge is now estimated above a disclosed £250,000 proxy threshold.
: fee data refresh
Provider fee verification dates were refreshed across the model. IG's current reduced FX fee is now
modelled at 0.7%, and Freetrade Basic now includes mutual funds in its supported investment range.
: fee data refresh
Provider fee verification dates were refreshed across the model, and Barclays Smart Investor now models
its current no-customer-fee Direct Investing pricing.
: transfer-out fees page added
A new ISA transfer-out fees page compares one-off cash and
in-specie exit charges across all modelled providers, reviewed on
. These charges stay out of the annual fee ranking.
: three worked scenarios added
New calculator-backed scenario pages for a £100,000 mixed portfolio, a £10,000 starter fund ISA with
£100 a month, and £500 a month regular investing. The fee model itself is unchanged.
: disclosure page added
A disclosure page was published describing how the site is funded, the
affiliate and referral link policy, and why commissions never affect rankings, provider inclusion, or
fee figures.
: provider coverage expanded
XTB, iWeb, and IG were added to the adult Stocks and Shares ISA fee model. IG was also added to the
Junior ISA model for share and ETF scenarios.
: website established
ISA Fees Calculator was published with its first fee-data baseline. The provider fee pages used by the
calculator were checked on .